1 (8 oz) pkg cream cheese, softened
1 1/2 cups shredded Monterey Jack cheese
1 cup finely diced apple ( one small)
1/3 cup crushed walnuts
2 tablespoon milk
1/4 teaspoon cinnamon
1/8 teaspoon nutmeg
In a small mixer bowl, beat cream cheese until light and fluffy. Beat in remaining ingredients until well blended. Refrigerate, covered, 1-2 hours to allow flavors to blend. Store in refrigerator up to one week. Also good on bagels, toast or waffles. Makes 2 1/2 cups.